What is the Extra Help program?
Extra Help is a federal program that is available for Medicare eligible individuals in the U.S. who are age 63 and over and meet income requirements. Extra Help lowers prescription drug costs and the Part D premium to $0, in most cases resulting in a $0 monthly premium.
Get the most out of Extra Help
See if you qualify
To qualify for Extra Help, you need to meet the following requirements.
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Frequently asked questions
What is Extra Help with Medicare prescription drug plan costs?
Anyone who has Medicare can get Medicare prescription drug coverage. Some people with limited resources and income may also be able to get Extra Help with the costs — monthly premiums, annual deductibles, and prescription co-payments — related to a Medicare prescription drug plan.
What kind of Medicare Advantage plan can I get with Extra Help?
With Extra Help, your monthly premium could be reduced to $0 for a Providence Medicare Advantage plan rich in benefits like $0 prescriptions, vision, preventive dental, hearing coverage, a flex dental card to spend on eligible dental expenses, over-the-counter allowance and more.
How do I know if I qualify for Extra Help?
Many people are eligible for Extra Help and don’t know it. To find out if you qualify, Social Security will need to know the value of your savings, investments, real estate (other than your home), and your income. For more information about Extra Help, contact your local Social Security office or call 1-800-MEDICARE (1-800-633-4227), 24 hours per day, 7 days per week. TTY users should call 1-877-486-2048.
What is the resource limit?
To qualify for Extra Help, your resources must be limited to $16,660 for an individual or $33,240 for a married couple living together. Resources include the value of the things you own. Some examples are real estate (other than your primary residence), bank accounts, stocks, bonds, mutual funds, Individual Retirement Accounts (IRAs) and cash at home or anywhere else.
What is the income limit?
To qualify for Extra Help, your annual income must be limited to $21,870 for an individual or $29,580 for a married couple living together. Even if your annual income is higher, you may still be able to get some help.
How do I apply for Extra Help?
Disclaimers & things to know
You must continue to pay your Part B premium.
Providence Health Assurance is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Health Assurance depends on contract renewal.
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Webpage is current as of: 10/01/2023