Plans designed to work as hard as you

Lower health care costs, support choice and flexibility and provide tax advantages to employees with health savings accounts (HSA), health reimbursement arrangements (HRA), and flexible spending accounts (FSA) paired with a Providence medical plan.

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Offer multiple plans

Give your employees more flexibility by offering up to three health plans with a defined contribution option.

Advantages for the employer include:

• Eliminating the burden of having to choose one plan that satisfies all employees
• Greater employee satisfaction with benefit choices 

Advantages for the employee include:

• Greater control, involvement, and choice in benefit selection
• The ability to stretch benefit dollars by choosing lower-priced options
• Greater satisfaction with coverage that they’ve chosen to best meet their needs

The plans you choose must meet a few guidelines:

• Groups with one to four enrolled subscribers can offer up to two plans
• Groups with five or more enrolled subscribers can offer up to three plans
• The employer contribution must be at least 50 percent of the employee-only rate for the lowest-cost plan

Here's an example:

ABC Company has defined a benefit-eligible employee as someone who works 40+ hours per week. This group has nine employees, six of whom are eligible for benefits, so the group may choose up to three plans.

Plans chosen:

• Plan A = $560 monthly premium
• Plan B = $330 monthly premium
• Plan C = $220 monthly premium

Employer contribution:

This amount is up to the employer, but it must be a minimum of $110 (50 percent of the lowest premium) in this example.

Take advantage of the small business tax credits when purchasing a plan in Oregon.

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Dental health is a key component to whole body health. Our dental plans give you comprehensive tools for keeping you and your family smiling bright.

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The Summary of Benefits and Coverage (SBC) is a federally mandated document designed to allow "apples to apples" comparisons of health plan options. Helpful during the shopping phase, it is important to know the SBC is for plan comparison purposes only; it does not replace the benefit summary and contract of your purchased health plan.

Choose a plan type below to access the SBC:

• Total Enhanced plans
• Balance plans
• HSA Qualified plans
• Connect plans
• Standard plans
• Choice plans

A requirement for almost all employers, protect your business and support your employees when accidents happen on the job.

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#1 in the region for managing the top 5 chronic conditions (diabetes, hypertension, cancer, stroke, COPD), our Care Management program improves individual health outcomes by considering the holistic needs of each member.

From 24-hour medical advice lines to convenient virtual options to in-person care from a vast network of highly-rated providers, our plans connect your people with care whenever and however they need it.

At Providence, we value whole self-care for all members. That’s why we’ve enhanced our focus on behavioral health and substance use disorder services. To help simplify the way you get whole self-care, we’ve established a direct access line to a dedicated behavioral health and substance use disorder service support team that includes a crisis-trained staff. This team is available 24/7 for members.

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All small group medical plans have an embedded EAP benefit that helps employees constructively deal with issues affecting work or family life through counseling and referrals to community service.

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