Ready for some good news? 

When the American Rescue Plan Act (ARPA) was signed into law, it made health insurance more affordable for many Americans. The ARPA expands access to coverage and lowers costs for people who purchase plans in the Marketplace.

Under the new law:

  • No policy premium will exceed 8.5% of the household income, lowering many premiums by an average of $50 per person, per month, and $85 per policy, per month.  
  • Individuals making around $19,000 a year might be able to find health insurance coverage with no monthly premium. Yes, that is no-cost insurance.

There’s a lot more for you to explore, so here’s how to get started

If you aren’t currently insured:

Visit the Marketplace and follow the steps on the main page to see if you qualify for financial help. Then, follow the steps to enroll in a Providence Health Plan.

If you are currently insured:

Simply go to the Marketplace and update your application and enrollment to receive new eligibility results. If you qualify for financial help, it can lower your monthly Providence Health Plan premium right away.

Don’t wait, this special enrollment period ends August 15th

Enroll in the marketplace

If you don’t qualify for financial help

No problem. The COVID-19 special enrollment period allows you to enroll in any Providence Health Plan you choose until August 15th.

Enroll with Providence

Choose from many different types of care with your Providence Health Plan


When you want to know if you need face-to-face care, speak with a registered nurse anytime, any day.

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ExpressCare Virtual

Talk with a provider anywhere using your tablet, smartphone, or computer.

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ExpressCare Clinics

When you need to see someone and your regular care provider is not available.

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Primary Care

Primary care providers develop a relationship with you and know your health history.

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Urgent Care

Urgent Care with where you turn when you know you need help and can't wait for an appointment.

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Emergency Care

Call 911 or get a ride to the nearest hospital for emergency care 24/7 when you think you may be in danger.

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We're a community of care dedicated to your well-being

Your secure, total health management website. Access your plan, claims and wellness tools to keep track of your health at home or on the go.

Healthcare choice

You can choose to see a naturopath or other alternative care provider for covered benefits, including well-baby care and periodic exams.

True Health

We believe in the power of community, putting the strength of our not-for-profit insurance business to work lifting up those who need a hand, while creating a healthier place for us all to live.

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Our plans offer a number of perks designed to support your True Health


Access 10,000 participating fitness centers and YMCAs nationwide for only $25/month plus taxes, fees and a 3 month commitment.

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Save big on fitness and wellness products, services, and memberships.

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Health Coaching

Providence health coaches are here to support your journey to a healthier, happier life.

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Get discounts on things you love to do, from seeing a movie to getting away for less with unique vacation packages.

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Behavioral Health Resources

We're here for you when you need us. Meet with a licensed mental health provider that best suits your needs, fully confidential – always.

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Travel Assistance

Get emergency medical help while traveling more than 100 miles away from home, or internationally with Assist America.

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ID Protection

Get peace of mind with Assist America Identity Theft Protection's fraud monitoring, warning, and resolution.

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