EMPLOYER HUB

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View benefit summaries

Total Enhanced

Offering best-in-class benefits with full access to the Providence Signature Network

Balance

Excellent benefits, lower premiums & full access to the Providence Signature Network

Choice

Patient-centered medical home model of care with a statewide network that includes more than 400 primary care clinics

Connect

Substantial premium savings with Portland metro area Connect network medical home model that includes more than 100 patient-centered clinics

HSA Qualified

Affordable plans with lower-premiums, high-deductibles and provider choice in the national Providence Signature Network

Standard

These plans take advantage of the national Providence Signature Network

Availability

Available

Available

Available

Available

Available

Available

Plan Overview

  • In and out-of-network common deductibles and out-of-pocket maximums
  • Deductible waived on all six pharmacy tiers
  • 20 chiropractic manipulation visits and 12 acupuncture visits per calendar year, deductible waived
  • Offering the most robust level of coverage
  • Three EAP visits covered in full
  • $5 copay for each of the first three PCP and BH visits
  • $10 copay for PCP and mental health virtual visits

  • Separate deductibles and out-of-pocket maximums, in and out-of-network
  • Deductible waived on select benefits, including primary care and specialist office visits, urgent care and in-network physical therapy
  • 20 chiropractic manipulation visits and 12 acupuncture visits per calendar year, deductible waived
  • Cost-saving features tailored to your employees’ needs.
  • Balance plans are certified for SHOP
  • Three EAP visits covered in full
  • $5 copay for each of the first three PCP and BH visits 
  • $10 copay for PCP and mental health virtual visits

  • Separate deductibles and out-of-pocket maximums, in and out-of-network
  • 20 chiropractic manipulation visits and 12 acupuncture visits per calendar year, deductible waived
  • Three EAP visits covered in full
  • $5 copay for each of the first three PCP and BH visits
  • $10 copay for PCP and mental health virtual visits
  • Choice plans are certified for SHOP

  • Separate deductibles and out-of-pocket maximums, in and out-of-network
  • 20 chiropractic manipulation visits and 12 acupuncture visits per calendar year, deductible waived
  • Three EAP visits covered in full
  • $5 copay for each of the first three PCP and BH visits
  • $10 copay for PCP and mental health virtual visits
  • Connect plans are certified for SHOP

  • Separate deductibles and out-of-pocket maximums, in and out-of-network
  • A formulary that includes ACA preventive and safe harbor medications that are exempt from the deductible
  • 20 chiropractic manipulation visits and 12 acupuncture visits per calendar year
  • Free health savings account through HealthEquity available for all eligible HSA Qualified plan members
  • HSA Qualified plans are certified for SHOP
  • Three EAP visits covered in full

  • Separate deductibles and out-of-pocket maximums, in and out-of-network
  • Copays starting as low as $20 and deductibles as low as $1,800
  • 20 chiropractic manipulation visits and 12 acupuncture visits per calendar year, deductible waived
  • Defined by the State of Oregon. Available from Providence
  • Standard plans are certified for SHOP
  • Three EAP visits covered in full
  • $5 copay for each of the first three PCP and/or BH visits combined 

Provider Network

Signature Network

Broad PPO-style network

No referrals required for in-network specialty care

Signature Network

Broad PPO-style network

No referrals required for in-network specialty care

Choice Network

Local medical home model

No referrals required for in-network specialty care

Connect Network

Local medical home model

No referrals required for in-network specialty care

Signature Network

Broad PPO-style network

No referrals required for in-network specialty care

Signature Network

Broad PPO-style network

No referrals required for in-network specialty care

Benefits

Combined in-network and out-of-network deductibles and out-of-pocket maximums

Deductible applies to out-of-pocket maximum

ACA preventive care covered in full

Deductible waived for Primary Care Provider and specialist visits

Deductible waived for lab and X-ray

 

Deductible waived for all drug tiers

Coverage for 20 chiropractic manipulation visits and 12 acupuncture visits

Deductible waived for chiropractic manipulations, physical therapy and acupuncture

Pediatric dental coverage included

Adult vision exam coverage included

Adult vision hardware coverage included

Separate in-network and out-of-network deductibles and out-of-pocket maximums

Deductible applies to out-of-pocket maximum

ACA preventive care covered in full

Deductible waived for Primary Care Provider and specialist visits

Deductible waived for lab and X-ray (Gold and Silver plans only)

Deductible waived for drug tiers 1-4 for Gold and Silver plans

Coverage for 20 chiropractic manipulation visits and 12 acupuncture visits

Deductible waived for chiropractic manipulations, physical therapy and acupuncture

Pediatric dental coverage included

Adult vision exam coverage included

Adult vision hardware coverage included

Separate in-network and out-of-network deductibles and out-of-pocket maximums

Deductible applies to out-of-pocket maximum

ACA preventive care covered in full

Deductible waived for Primary Care Provider and specialist visits

Deductible waived for lab and X-ray (Gold and Silver plans only)

Deductible waived on drug tiers 1-4 for Gold and Silver plans, and on tiers 1-2 for Bronze plans

Coverage for 20 chiropractic manipulation visits and 12 acupuncture visits

Deductible waived for chiropractic manipulations, physical therapy and acupuncture

Pediatric dental coverage included

Adult vision exam coverage included

Adult vision hardware coverage included

Separate in-network and out-of-network deductibles and out-of-pocket maximums

Deductible applies to out-of-pocket maximum

ACA preventive care covered in full

Deductible waived for Primary Care Provider and specialist visits

Deductible waived for lab and X-ray (Gold and Silver plans only)

Deductible waived on drug tiers 1-4 for Gold and Silver plans, and on tiers 1-2 for Bronze plans

Coverage for 20 chiropractic manipulation visits and 12 acupuncture visits

Deductible waived for chiropractic manipulations, physical therapy and acupuncture

Pediatric dental coverage included

Adult vision exam coverage included

Adult vision hardware coverage included

Separate in-network and out-of-network deductibles and out-of-pocket maximums

Deductible applies to out-of-pocket maximum

ACA preventive care covered in full

Deductible applies for Primary Care Provider and specialist visits

Deductible applies for lab and X-ray

 

Tier 1 drugs covered in full for all plans.

Coverage for 20 chiropractic manipulation visits and 12 acupuncture visits

Deductible applies for chiropractic manipulations, physical therapy and acupuncture

Pediatric dental coverage included

Adult vision exam coverage included

Adult vision hardware coverage included

Separate in-network and out-of-network deductibles and out-of-pocket maximums

Deductible applies to out-of-pocket maximum

ACA preventive care covered in full

Deductible waived for Primary Care Provider and specialist visits

Deductible applies for lab and X-ray

 

Deductible waived for all drug tiers for Gold and Silver plans and for tiers 1-2 for Bronze plans

Coverage for 20 chiropractic manipulation visits and 12 acupuncture visits

Deductible waived for chiropractic manipulations, physical therapy and acupuncture

Pediatric dental coverage not included

Adult vision exam coverage not included

Adult vision hardware coverage not included

Health and Wellness Program

ProvRN free 24/7 nurse line

Disease management for chronic conditions

LifeBalance recreational discount program

Health coaching

ProvRN free 24/7 nurse line

Disease management for chronic conditions

LifeBalance recreational discount program

Health coaching

ProvRN free 24/7 nurse line

Disease management for chronic conditions

LifeBalance recreational discount program

Health coaching

ProvRN free 24/7 nurse line

Disease management for chronic conditions

LifeBalance recreational discount program

Health coaching

ProvRN free 24/7 nurse line

Disease management for chronic conditions

LifeBalance recreational discount program

Health coaching

ProvRN free 24/7 nurse line

Disease management for chronic conditions

LifeBalance recreational discount program

Health coaching

Integrated HSA, HRA, and FSA

Can be paired with an integrated HealthEquity account

HRA,FSA

Can be paired with an integrated HealthEquity account

HRA,FSA

Can be paired with an integrated HealthEquity account

HRA, FSA

Can be paired with an integrated HealthEquity account

HRA, FSA

Can be paired with an integrated HealthEquity account

HSA

Can be paired with an integrated HealthEquity account

HRA, FSA

Star Ratings

Rating: Not rated

Overall Star Rating

Overall star rating is based on the categories below.

Member Experience

Based on member satisfaction surveys about their health care, doctors, and ease of getting appointments and services.

Medical Care

Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines, and condition monitoring.

Plan Administration

Based on how well a plan is run, including customer service, access to needed information, and providers ordering appropriate tests and treatment.

Disclaimer: Plan quality ratings and enrollee survey results are calculated by the federal government, using data provided by health plans in 2023. The ratings will be displayed for health plans for the 2024 Plan Year. Learn more about these ratings.

Rating: Not rated

Overall Star Rating

Overall star rating is based on the categories below.

Member Experience

Based on member satisfaction surveys about their health care, doctors, and ease of getting appointments and services.

Medical Care

Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines, and condition monitoring.

Plan Administration

Based on how well a plan is run, including customer service, access to needed information, and providers ordering appropriate tests and treatment.

Disclaimer: Plan quality ratings and enrollee survey results are calculated by the federal government, using data provided by health plans in 2023. The ratings will be displayed for health plans for the 2024 Plan Year. Learn more about these ratings.

Rating: Not rated

Overall Star Rating

Overall star rating is based on the categories below.

Member Experience

Based on member satisfaction surveys about their health care, doctors, and ease of getting appointments and services.

Medical Care

Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines, and condition monitoring.

Plan Administration

Based on how well a plan is run, including customer service, access to needed information, and providers ordering appropriate tests and treatment.

Disclaimer: Plan quality ratings and enrollee survey results are calculated by the federal government, using data provided by health plans in 2023. The ratings will be displayed for health plans for the 2024 Plan Year. Learn more about these ratings.

Rating: Not rated

Overall Star Rating

Overall star rating is based on the categories below.

Member Experience

Based on member satisfaction surveys about their health care, doctors, and ease of getting appointments and services.

Medical Care

Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines, and condition monitoring.

Plan Administration

Based on how well a plan is run, including customer service, access to needed information, and providers ordering appropriate tests and treatment.

Disclaimer: Plan quality ratings and enrollee survey results are calculated by the federal government, using data provided by health plans in 2023. The ratings will be displayed for health plans for the 2024 Plan Year. Learn more about these ratings.

Rating: Not rated

Overall Star Rating

Overall star rating is based on the categories below.

Member Experience

Based on member satisfaction surveys about their health care, doctors, and ease of getting appointments and services.

Medical Care

Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines, and condition monitoring.

Plan Administration

Based on how well a plan is run, including customer service, access to needed information, and providers ordering appropriate tests and treatment.

Disclaimer: Plan quality ratings and enrollee survey results are calculated by the federal government, using data provided by health plans in 2023. The ratings will be displayed for health plans for the 2024 Plan Year. Learn more about these ratings.

Rating: Not rated

Overall Star Rating

Overall star rating is based on the categories below.

Member Experience

Based on member satisfaction surveys about their health care, doctors, and ease of getting appointments and services.

Medical Care

Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines, and condition monitoring.

Plan Administration

Based on how well a plan is run, including customer service, access to needed information, and providers ordering appropriate tests and treatment.

Disclaimer: Plan quality ratings and enrollee survey results are calculated by the federal government, using data provided by health plans in 2023. The ratings will be displayed for health plans for the 2024 Plan Year. Learn more about these ratings.

The plan information listed in this compare table is intended to provide an overview only. Please refer to a benefit summary for specific details. Some benefit limitations and exclusions apply to our plans. For a complete listing of benefits and exclusions, please see the plan contract documents.

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